I was in an accident, and the other party's insurance (Geico) is paying for my damages. Am I better off going to a Geico contracted body shop or one of my own choosing?

You don't have to use the body shop that the insurance company recommended. The choice is yours — by law, in the majority of cases. ... Choosing the insurance company's repair shop has benefits for the insurance company, which has negotiated lower labor and material rates, as well as parts discounts with those shops.

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